Distribution of Interest Rate at Origination

Fortnightly Feature: Distribution of Interest Rate at Origination in Q1 2017

Published on June 9, 2017
In this week’s chart we examine the distribution of interest rates at origiation across Funding Circle, Zopa, RateSetter and MarketInvoice for the first quarter of the year. Funding Circle and Zopa’s originations are evenly distributed across the different ranges. Meanwhile more than 50% of Market Invoice’s financings are originated at interest rates between 6 – 8% and ~95% of RateSetter’s loans are originated at interest rates between 2 – 6%.